Processes, Procedures, and Systems to Reduce Fraud
BSG has developed a program of safeguards, based on 23 years of telecom Bill2Phone™ and Credit Card payments experience that establishes a prescriptive set of processes, procedures, and transaction monitoring to ensure best practices. Incorporating a multi-point underwriting program, an initial payment processing QA check, and a continuous transaction monitoring solution, BSG wants to ensure that the merchants and transaction processing through BSG follow industry best practices. This means that because you've chosen BSG as your payments provider, you are providing an exemplary billing experience to your customers.
A Step Beyond
Bill2Phone, Credit Card and all of the APG™ payment solutions have implemented extensive measures to prevent fraud. Bill2Phone incorporates the following features to make sure that your chargebacks are managed to optimize profits:
| Feature / Module | Description | Applicable Products |
| URU™ Authentication | When a consumer makes a purchase, BSG's URU makes sure that the consumer is who they say they are. We validate information that only they should know against multiple private and public databases | • Bill2Phone |
| Age Verification | A module that provides merchants with age verification data so that they may make informed sales authorization decisions. By capturing user specific information during checkout and then cross-checking this information with proprietary and industry databases, merchants can deliver appropriate content to the right people | • Bill2Phone |
| Integrated Risk Management (optional) |
BSG Payments has combined state-of-the-art technology, proprietary databases, commercial data sources and industry leading expertise to create the most comprehensive risk management service offering available for card-not-present merchants | • Credit Card Processing • Bill2Phone • ACH |